Everything I have stated in this application or information that l have submitted with this application is accurate and true. By signing this credit application I agree to the following: (i) I/We agree to pay the amounts of all credit I/we utilize when due; (ii) If I/we fail to make payment by the due date, or if Keystone receives an insufficient funds check from the account holder, and/or as a condition of establishing credit, I/we agree to pay the balance due and in addition all applicable FINANCE CHARGES which I/we hereby agree to pay in accordance with all terms and conditions in which I/we are notified from time to time, including but not limited to periodic statements sent to me setting forth the outstanding obligations I/we have to you. All parties agree the laws of the State of Indiana will apply to any dispute regarding this credit application on any amount owed on a Keystone account; (ii) I/We hereby agree to pay all attorney fees and court costs if this account is referred to attorneys for collection, without relief from valuation and appraisement laws. In accordance with Article 9 Section 402 of the UCC Code, the buyer further grants to seller a security interest in buyer’s equipment, contract rights, inventories, receivables and proceeds of sales as collateral to secure the buyer’s performance of all obligations; (iii) I/We hereby acknowledge Keystone may run a lien search for the entity or individual applying for credit; and (iv) I/We will immediately notify Keystone of any material changes in the financial condition as reflected in this application for credit. The applicant further authorizes Keystone to file a financing statement without applicant’s signature. A 1.75% finance charge will be added monthly to all past due balances. This is an annual rate of 21%. By signing, I authorize Keystone to investigate my credit record and report to proper persons and bureaus my performance of this agreement and to answer any questions about their credit experience with me. I authorize Keystone to release this application to my bank in order to obtain a bank reference. See future billing statements for important data.